Umbrella Insurance
Umbrella insurance is an extra layer of protection to cover you against any liability claim that exceeds any underlying coverage you may have. It's important because it goes above and beyond the coverage limits of your other insurance policies, like home or auto insurance. If you face a lawsuit or a major financial setback, umbrella insurance steps in to provide additional liability coverage up to a certain limit. It's like a financial safety net, preventing you from getting drenched in legal fees and settlements.